Monday, November 18, 2013

Money Monday - Consider the cost

Luke 14:28 NLT But don't begin until you count the cost. For who would begin construction of a building without first calculation the cost to see if there is enough money to finish it?

In this passage of scripture, Jesus was talking to the crowd about considering the cost of being his disciple. Everything comes with a cost and we must consider this at all times but since we're focusing on money, let's talk about that.

The holiday season is quickly approaching and if you haven't noticed, the stores are already bombarding customers with their "biggest sale ever" ads! Before you begin shopping this holiday season (or if you're like my mom, you started several months ago), be sure to plan your holiday spending. With all of the both online and in stores, it is quite easy to go over your budget and buy far too many gifts that you'll end up paying for throughout the next year.

Here are a few tips:
-Create a budget specifically for holiday spending.
-Make a list of who you're going to buy gifts for - friends, family, coworkers, white elephant gifts, etc.
-Think about what you want to buy for each person and/or determine a spending limit for each person
-Search for sales and coupons online. Comparison shopping is your best friend plus it saves time AND money.
-Consider pulling names.
-Stick to your budget.
-Do not use credit cards unless you plan to pay them off completely the following month. That $20 sweater will no longer be $20 after interest accrues over the next few months.

The holiday season is one of the times of the year that budgets are completely blown out! Shop smart so that you can continue on your path to financial freedom! Be blessed!

***Thank you to each of you who voted for me to receive the Reader's Choice Award at the Christian Literary Awards. We did it!!! I won!!! I had such an amazing time and it was truly a humbling experience. Thank you for reading and sharing with others! As a special thank you, you may purchase my book for $10 via my website this week: The e-book may be downloaded from for $5.00 during this week! Use promo code AT32M. ***

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